Scapia · Credit Card

Scapia Federal Bank Credit Card

Official product: Scapia Federal Credit Card

Travel

Zero forex markup on international spends
Popular with international travellers
Airport lounge access on eligible spends

Opens the partner’s official application pageDownload product PDF

Fees, rewards and eligibility shown below are decided solely by Scapia and can change without notice — always confirm current terms on the official page before applying.

Fees & Charges

Joining Fee: ₹0
Annual / Renewal Fee: ₹0
Annual Fee Waiver Condition: Not required — lifetime free
Interest Rate / Finance Charge: 3.75% per month (45% p.a.) per Scapia Federal MITC.
Late Payment Charges: Per Scapia Federal current MITC/KFS; slab-based.
Forex Markup Fee: Not disclosed by issuer — check official card page

Eligibility & Documents

Minimum Income / Eligibility: Not disclosed by issuer — check official card page
Age Eligibility: Not disclosed by issuer — check official card page
Employment Type: Subject to Federal Bank / Scapia underwriting.
Documents Required: PAN/KYC and issuer-requested documentation.

Official Sources & Verification

Official card page →Official MITC / Schedule of Charges →

Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked

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Frequently asked questions

What are the joining and annual fees for the Scapia Federal Bank credit card? ▾

Joining fee: ₹0. Annual fee: ₹0. Fee waiver: Not required — lifetime free.

Who is eligible for the Scapia Federal Bank credit card? ▾

Subject to Federal Bank / Scapia underwriting.