SBI · Credit Card
SBI BPCL Credit Card
Official product: BPCL SBI Card
- Fuel surcharge waiver at partner petrol pumps
- Extra rewards on fuel spends
Fees, rewards and eligibility shown below are decided solely by SBI and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- ₹499 + taxes
- Annual / Renewal Fee
- ₹499 + taxes
- Annual Fee Waiver Condition
- Renewal fee waived on annual spends of ₹1,00,000 (effective 1 May 2026).
- Interest Rate / Finance Charge
- Up to 3.75% per month (45% p.a.) on unsecured cards, per SBI Card MITC.
- Late Payment Charges
- Nil ₹0–₹100; ₹100 >₹100–₹500; ₹500 >₹500–₹1,000; ₹750 >₹1,000–₹10,000; ₹950 >₹10,000–₹25,000; ₹1,100 >₹25,000–₹50,000; ₹1,300 >₹50,000; +₹100 after repeated MAD default.
- Forex Markup Fee
- 3.5% foreign currency markup per SBI Card MITC for standard cards.
Rewards, Travel & Lifestyle
- Reward / Cashback Rate
- 13X Reward Points / approx. 4.25% valueback on eligible BPCL fuel spends.
- Reward / Cashback Cap
- Max 1,300 Reward Points per billing cycle on BPCL fuel benefit.
- Welcome Benefits
- 2,000 bonus Reward Points worth ₹500 after meeting current welcome conditions.
- Domestic Lounge Access
- Not disclosed by issuer — check official card page
- International Lounge Access
- Not disclosed by issuer — check official card page
- Lounge Unlock / Spend Condition
- Not disclosed by issuer — check official card page
- Fuel Surcharge Waiver
- 1% fuel surcharge waiver on eligible transactions; max ₹100 per statement cycle.
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Product-specific; SBI Card underwriting applies.
- Employment Type
- Salaried / self-employed, subject to SBI Card underwriting.
- Documents Required
- Identity, address, PAN and income/KYC documents as requested by SBI Card.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Before you apply
Frequently asked questions
What are the joining and annual fees for the SBI BPCL credit card? ▾
Joining fee: ₹499 + taxes. Annual fee: ₹499 + taxes. Fee waiver: Renewal fee waived on annual spends of ₹1,00,000 (effective 1 May 2026)..
What rewards or cashback does the SBI BPCL credit card offer? ▾
13X Reward Points / approx. 4.25% valueback on eligible BPCL fuel spends. Cap: Max 1,300 Reward Points per billing cycle on BPCL fuel benefit.
Who is eligible for the SBI BPCL credit card? ▾
Product-specific; SBI Card underwriting applies. Salaried / self-employed, subject to SBI Card underwriting.
What is the forex markup fee on the SBI BPCL credit card? ▾
3.5% foreign currency markup per SBI Card MITC for standard cards.