RBL Bank · Credit Card
RBL Bank IRCTC Credit Card
Official product: IRCTC RBL Bank Credit Card
- Benefits on railway ticket bookings via IRCTC
- Useful for frequent train travellers
- Airport lounge access on eligible spends
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Fees, rewards and eligibility shown below are decided solely by RBL Bank and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- Not disclosed by issuer — check official card page
- Annual / Renewal Fee
- Not disclosed by issuer — check official card page
- Annual Fee Waiver Condition
- Not disclosed by issuer — check official card page
- Interest Rate / Finance Charge
- Up to 3.99% per month (47.88% p.a.) per RBL Bank credit-card Schedule of Charges; product-specific rate may differ.
- Late Payment Charges
- 12.5% of outstanding subject to minimum ₹5 and maximum ₹1,300 in the cited RBL schedule; latest statement/product terms prevail.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Product-specific; RBL Bank underwriting applies.
- Employment Type
- Salaried / self-employed, subject to RBL Bank underwriting.
- Documents Required
- PAN/KYC, address/identity and income proof as requested.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Frequently asked questions
Who is eligible for the RBL Bank IRCTC credit card? ▾
Product-specific; RBL Bank underwriting applies. Salaried / self-employed, subject to RBL Bank underwriting.