RBL Bank · Credit Card
RBL Bank IndianOil Credit Card
Official product: IndianOil RBL Bank Credit Card
- Simple, no-frills card built for everyday spending
Opens the partner’s official application pageDownload product PDF
Fees, rewards and eligibility shown below are decided solely by RBL Bank and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- Not disclosed by issuer — check official card page
- Annual / Renewal Fee
- ₹500 + GST
- Annual Fee Waiver Condition
- Annual fee waived on ₹1.75 lakh annual spend.
- Interest Rate / Finance Charge
- Up to 3.99% per month (47.88% p.a.) per RBL Bank credit-card Schedule of Charges; product-specific rate may differ.
- Late Payment Charges
- 12.5% of outstanding subject to minimum ₹5 and maximum ₹1,300 in the cited RBL schedule; latest statement/product terms prevail.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Rewards, Travel & Lifestyle
- Reward / Cashback Rate
- 10 Fuel Points/₹100 at eligible IndianOil outlets; 1 FP/₹100 other eligible spends.
- Reward / Cashback Cap
- IOCL accelerated rewards capped at 1,000 Fuel Points/month.
- Welcome Benefits
- 1,000 Fuel Points after qualifying first spend/fee conditions.
- Domestic Lounge Access
- Not disclosed by issuer — check official card page
- International Lounge Access
- Not disclosed by issuer — check official card page
- Lounge Unlock / Spend Condition
- Not disclosed by issuer — check official card page
- Fuel Surcharge Waiver
- 1% surcharge waiver on ₹500–₹4,000; max ₹100/month.
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Product-specific; RBL Bank underwriting applies.
- Employment Type
- Salaried / self-employed, subject to RBL Bank underwriting.
- Documents Required
- PAN/KYC, address/identity and income proof as requested.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Frequently asked questions
What are the joining and annual fees for the RBL Bank IndianOil credit card? ▾
Joining fee: Not disclosed by issuer. Annual fee: ₹500 + GST. Fee waiver: Annual fee waived on ₹1.75 lakh annual spend..
What rewards or cashback does the RBL Bank IndianOil credit card offer? ▾
10 Fuel Points/₹100 at eligible IndianOil outlets; 1 FP/₹100 other eligible spends. Cap: IOCL accelerated rewards capped at 1,000 Fuel Points/month.
Who is eligible for the RBL Bank IndianOil credit card? ▾
Product-specific; RBL Bank underwriting applies. Salaried / self-employed, subject to RBL Bank underwriting.