Kotak · Credit Card

Kotak Cashback Credit Card

Official product: Kotak Cashback+ Credit Card

Cashback

Straightforward cashback on everyday spends
No complicated points to track or redeem

Opens the partner’s official application pageDownload product PDF

Fees, rewards and eligibility shown below are decided solely by Kotak and can change without notice — always confirm current terms on the official page before applying.

Fees & Charges

Joining Fee: ₹750
Annual / Renewal Fee: ₹750
Annual Fee Waiver Condition: Not disclosed by issuer — check official card page
Interest Rate / Finance Charge: As per current Kotak card-specific KFS/MITC.
Late Payment Charges: As per current Kotak card-specific KFS/MITC.
Forex Markup Fee: Not disclosed by issuer — check official card page

Rewards, Travel & Lifestyle

Reward / Cashback Rate: 5% cashback on eligible online food delivery/grocery/entertainment; 3% on eligible fuel; 0.5% on other eligible spends.
Reward / Cashback Cap: Not disclosed by issuer — check official card page
Welcome Benefits: Not disclosed by issuer — check official card page
Domestic Lounge Access: Not disclosed by issuer — check official card page
International Lounge Access: Not disclosed by issuer — check official card page
Lounge Unlock / Spend Condition: Not disclosed by issuer — check official card page
Fuel Surcharge Waiver: Not disclosed by issuer — check official card page

Eligibility & Documents

Minimum Income / Eligibility: Not disclosed by issuer — check official card page
Age Eligibility: Product-specific; Kotak underwriting applies.
Employment Type: Salaried / self-employed subject to bank underwriting.
Documents Required: PAN/KYC, identity/address and income proof as applicable.

Official Sources & Verification

Official card page →Official MITC / Schedule of Charges →

Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked

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Frequently asked questions

What are the joining and annual fees for the Kotak Cashback credit card? ▾

Joining fee: ₹750. Annual fee: ₹750.

What rewards or cashback does the Kotak Cashback credit card offer? ▾

5% cashback on eligible online food delivery/grocery/entertainment; 3% on eligible fuel; 0.5% on other eligible spends.

Who is eligible for the Kotak Cashback credit card? ▾

Product-specific; Kotak underwriting applies. Salaried / self-employed subject to bank underwriting.