Indigo · Credit Card
Indigo IDFC First Dual Credit Card (Secured FD) Credit Card
Official product: IndiGo IDFC FIRST Credit Card — Secured FD
- Rewards on IndiGo flight bookings
- Useful for frequent flyers on IndiGo
- Airport lounge access on eligible spends
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Fees, rewards and eligibility shown below are decided solely by Indigo and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- ₹0 with ₹1 lakh FD
- Annual / Renewal Fee
- ₹4,999 + GST
- Annual Fee Waiver Condition
- Not disclosed by issuer — check official card page
- Interest Rate / Finance Charge
- As per IDFC FIRST Bank card variant schedule in current MITC; variant-specific rate applies.
- Late Payment Charges
- As per IDFC FIRST Bank current MITC / schedule of charges.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Eligibility & Documents
- Minimum Income / Eligibility
- Secured: ₹1 lakh FD route; no standard income requirement stated.
- Age Eligibility
- Product-specific; bank underwriting applies.
- Employment Type
- Salaried / self-employed; secured variants may rely on FD rather than income underwriting.
- Documents Required
- KYC/PAN and income or FD-related documents as applicable to variant.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Frequently asked questions
What are the joining and annual fees for the Indigo IDFC First Dual Credit Card (Secured FD) credit card? ▾
Joining fee: ₹0 with ₹1 lakh FD. Annual fee: ₹4,999 + GST.
Who is eligible for the Indigo IDFC First Dual Credit Card (Secured FD) credit card? ▾
Secured: ₹1 lakh FD route; no standard income requirement stated. Product-specific; bank underwriting applies. Salaried / self-employed; secured variants may rely on FD rather than income underwriting.