IDFC First Bank · Credit Card

IDFC First Bank Mayura Credit Card

Official product: Mayura Credit Card

Everyday

Premium rewards card from IDFC FIRST Bank
Simple, no-frills card built for everyday spending

Opens the partner’s official application pageDownload product PDF

Fees, rewards and eligibility shown below are decided solely by IDFC First Bank and can change without notice — always confirm current terms on the official page before applying.

Fees & Charges

Joining Fee: ₹5,999
Annual / Renewal Fee: ₹5,999
Annual Fee Waiver Condition: Not disclosed by issuer — check official card page
Interest Rate / Finance Charge: As per IDFC FIRST Bank card variant schedule in current MITC; variant-specific rate applies.
Late Payment Charges: As per IDFC FIRST Bank current MITC / schedule of charges.
Forex Markup Fee: Not disclosed by issuer — check official card page

Rewards, Travel & Lifestyle

Reward / Cashback Rate: Not disclosed by issuer — check official card page
Reward / Cashback Cap: Not disclosed by issuer — check official card page
Welcome Benefits: Not disclosed by issuer — check official card page
Domestic Lounge Access: Not disclosed by issuer — check official card page
International Lounge Access: 4 domestic lounge/spa visits per quarter + current guest benefit
Lounge Unlock / Spend Condition: 4 international lounge visits per quarter
Fuel Surcharge Waiver: Not disclosed by issuer — check official card page

Eligibility & Documents

Minimum Income / Eligibility: Not disclosed by issuer — check official card page
Age Eligibility: Product-specific; bank underwriting applies.
Employment Type: Salaried / self-employed; secured variants may rely on FD rather than income underwriting.
Documents Required: KYC/PAN and income or FD-related documents as applicable to variant.

Official Sources & Verification

Official card page →Official MITC / Schedule of Charges →

Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked

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Frequently asked questions

What are the joining and annual fees for the IDFC First Bank Mayura credit card? ▾

Joining fee: ₹5,999. Annual fee: ₹5,999.

Who is eligible for the IDFC First Bank Mayura credit card? ▾

Product-specific; bank underwriting applies. Salaried / self-employed; secured variants may rely on FD rather than income underwriting.

Does the IDFC First Bank Mayura credit card offer airport lounge access? ▾

International: 4 domestic lounge/spa visits per quarter + current guest benefit 4 international lounge visits per quarter