IDFC First Bank · Credit Card
IDFC First Bank First Power Credit Card
Official product: FIRST Power Credit Card
- Fuel and everyday spend focused rewards
- Simple, no-frills card built for everyday spending
Opens the partner’s official application pageDownload product PDF
Fees, rewards and eligibility shown below are decided solely by IDFC First Bank and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- ₹199
- Annual / Renewal Fee
- ₹199
- Annual Fee Waiver Condition
- Renewal waiver on ₹50,000 annual spend per official IDFC comparison
- Interest Rate / Finance Charge
- As per IDFC FIRST Bank card variant schedule in current MITC; variant-specific rate applies.
- Late Payment Charges
- As per IDFC FIRST Bank current MITC / schedule of charges.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Product-specific; bank underwriting applies.
- Employment Type
- Salaried / self-employed; secured variants may rely on FD rather than income underwriting.
- Documents Required
- KYC/PAN and income or FD-related documents as applicable to variant.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Frequently asked questions
What are the joining and annual fees for the IDFC First Bank First Power credit card? ▾
Joining fee: ₹199. Annual fee: ₹199. Fee waiver: Renewal waiver on ₹50,000 annual spend per official IDFC comparison.
Who is eligible for the IDFC First Bank First Power credit card? ▾
Product-specific; bank underwriting applies. Salaried / self-employed; secured variants may rely on FD rather than income underwriting.