HSBC · Credit Card
HSBC TravelOne Credit Card
Official product: HSBC TravelOne Credit Card
- Travel-first rewards and airport privileges
- Airport lounge access on eligible spends
- Rewards accelerate on travel & hotel bookings
Fees, rewards and eligibility shown below are decided solely by HSBC and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- ₹4,999 + taxes
- Annual / Renewal Fee
- ₹4,999 + taxes
- Annual Fee Waiver Condition
- Renewal fee waived on ₹8 lakh annual spend (current official product terms).
- Interest Rate / Finance Charge
- As per HSBC India current credit-card tariff/MITC; product-specific rate applies.
- Late Payment Charges
- As per HSBC India current tariff / cardholder agreement.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Rewards, Travel & Lifestyle
- Reward / Cashback Rate
- 4 Reward Points/₹100 on eligible flights, travel aggregators and foreign-currency spends; 2 RP/₹100 on other eligible spends.
- Reward / Cashback Cap
- Accelerated travel earn capped at 50,000 RP/month under current terms.
- Welcome Benefits
- Current product welcome package applies after qualifying early spend; see HSBC TravelOne page.
- Domestic Lounge Access
- Not disclosed by issuer — check official card page
- International Lounge Access
- Not disclosed by issuer — check official card page
- Lounge Unlock / Spend Condition
- Not disclosed by issuer — check official card page
- Fuel Surcharge Waiver
- Not disclosed by issuer — check official card page
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- For Live+: salaried 18–65; self-employed 25–65. Other variants may differ.
- Employment Type
- Salaried / self-employed subject to HSBC eligibility.
- Documents Required
- PAN/KYC, identity/address proof and income proof as requested by HSBC.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Before you apply
Frequently asked questions
What are the joining and annual fees for the HSBC TravelOne credit card? ▾
Joining fee: ₹4,999 + taxes. Annual fee: ₹4,999 + taxes. Fee waiver: Renewal fee waived on ₹8 lakh annual spend (current official product terms)..
What rewards or cashback does the HSBC TravelOne credit card offer? ▾
4 Reward Points/₹100 on eligible flights, travel aggregators and foreign-currency spends; 2 RP/₹100 on other eligible spends. Cap: Accelerated travel earn capped at 50,000 RP/month under current terms.
Who is eligible for the HSBC TravelOne credit card? ▾
For Live+: salaried 18–65; self-employed 25–65. Other variants may differ. Salaried / self-employed subject to HSBC eligibility.