HSBC · Credit Card

HSBC Platinum Credit Card

Official product: HSBC Visa Platinum Credit Card

Everyday

Simple, no-frills card built for everyday spending

Opens the partner’s official application pageDownload product PDF

Fees, rewards and eligibility shown below are decided solely by HSBC and can change without notice — always confirm current terms on the official page before applying.

Fees & Charges

Joining Fee: ₹0
Annual / Renewal Fee: ₹0
Annual Fee Waiver Condition: Not required — no joining/annual fee
Interest Rate / Finance Charge: As per HSBC India current credit-card tariff/MITC; product-specific rate applies.
Late Payment Charges: As per HSBC India current tariff / cardholder agreement.
Forex Markup Fee: Not disclosed by issuer — check official card page

Eligibility & Documents

Minimum Income / Eligibility: Not disclosed by issuer — check official card page
Age Eligibility: For Live+: salaried 18–65; self-employed 25–65. Other variants may differ.
Employment Type: Salaried / self-employed subject to HSBC eligibility.
Documents Required: PAN/KYC, identity/address proof and income proof as requested by HSBC.

Official Sources & Verification

Official card page →Official MITC / Schedule of Charges →

Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked

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Frequently asked questions

What are the joining and annual fees for the HSBC Platinum credit card? ▾

Joining fee: ₹0. Annual fee: ₹0. Fee waiver: Not required — no joining/annual fee.

Who is eligible for the HSBC Platinum credit card? ▾

For Live+: salaried 18–65; self-employed 25–65. Other variants may differ. Salaried / self-employed subject to HSBC eligibility.