HDFC · Credit Card

HDFC Shoppers Stop Regular Credit Card

Official product: HDFC Bank Shoppers Stop Credit Card

Co-branded

First Citizen rewards at Shoppers Stop
Birthday & anniversary privileges
Bonus rewards when you spend with the partner brand

Opens the partner’s official application pageDownload product PDF

Fees, rewards and eligibility shown below are decided solely by HDFC and can change without notice — always confirm current terms on the official page before applying.

Fees & Charges

Joining Fee: ₹299 + taxes
Annual / Renewal Fee: ₹299 + taxes
Annual Fee Waiver Condition: Not disclosed by issuer — check official card page
Interest Rate / Finance Charge: 3.6% per month (43.2% p.a.) on many current HDFC consumer cards; card-specific MITC/product terms prevail.
Late Payment Charges: As per current HDFC Bank MITC / statement balance slab; see official MITC for current slabs.
Forex Markup Fee: Not disclosed by issuer — check official card page

Rewards, Travel & Lifestyle

Reward / Cashback Rate: 3% reward value on Shoppers Stop spends; 1% on other eligible spends.
Reward / Cashback Cap: Shoppers Stop rewards capped 500 RP/month; other-spend rewards capped 1,000 RP/month.
Welcome Benefits: Complimentary Shoppers Stop Silver Edge membership worth ₹350 (subject to current terms).
Domestic Lounge Access: Not disclosed by issuer — check official card page
International Lounge Access: Not disclosed by issuer — check official card page
Lounge Unlock / Spend Condition: Not disclosed by issuer — check official card page
Fuel Surcharge Waiver: Not disclosed by issuer — check official card page

Eligibility & Documents

Minimum Income / Eligibility: Not disclosed by issuer — check official card page
Age Eligibility: Generally 18+; exact upper age / income is product and underwriting dependent.
Employment Type: Salaried / self-employed, subject to bank underwriting.
Documents Required: PAN, identity proof, address proof and income proof such as salary slips/Form 16/ITR/bank statements, as applicable.

Official Sources & Verification

Official card page →Official MITC / Schedule of Charges →

Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked

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Before you apply

Frequently asked questions

What are the joining and annual fees for the HDFC Shoppers Stop Regular credit card? ▾

Joining fee: ₹299 + taxes. Annual fee: ₹299 + taxes.

What rewards or cashback does the HDFC Shoppers Stop Regular credit card offer? ▾

3% reward value on Shoppers Stop spends; 1% on other eligible spends. Cap: Shoppers Stop rewards capped 500 RP/month; other-spend rewards capped 1,000 RP/month.

Who is eligible for the HDFC Shoppers Stop Regular credit card? ▾

Generally 18+; exact upper age / income is product and underwriting dependent. Salaried / self-employed, subject to bank underwriting.