HDFC · Credit Card
HDFC Rupay Credit Card
Official product: HDFC Bank UPI RuPay Credit Card (mapped from generic 'RuPay')
- Works with UPI apps for everyday scan-and-pay spends
Opens the partner’s official application pageDownload product PDF
Fees, rewards and eligibility shown below are decided solely by HDFC and can change without notice — always confirm current terms on the official page before applying.
Mapping note: Original row is ambiguous; mapped to HDFC Bank UPI RuPay Credit Card. Confirm product mapping before publishing.
Fees & Charges
- Joining Fee
- ₹99 + taxes
- Annual / Renewal Fee
- ₹99 + taxes
- Annual Fee Waiver Condition
- Renewal fee waived on ₹25,000 annual spends.
- Interest Rate / Finance Charge
- 3.6% per month
- Late Payment Charges
- As per current HDFC Bank MITC / statement balance slab; see official MITC for current slabs.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Generally 18+; exact upper age / income is product and underwriting dependent.
- Employment Type
- Salaried / self-employed, subject to bank underwriting.
- Documents Required
- PAN, identity proof, address proof and income proof such as salary slips/Form 16/ITR/bank statements, as applicable.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Before you apply
Frequently asked questions
What are the joining and annual fees for the HDFC Rupay credit card? ▾
Joining fee: ₹99 + taxes. Annual fee: ₹99 + taxes. Fee waiver: Renewal fee waived on ₹25,000 annual spends..
Who is eligible for the HDFC Rupay credit card? ▾
Generally 18+; exact upper age / income is product and underwriting dependent. Salaried / self-employed, subject to bank underwriting.