HDFC · Credit Card
HDFC Diners Black Credit Card
Official product: HDFC Bank Diners Club Black Metal Edition
- Top-tier lounge access and concierge-style privileges
- Among the more premium cards in the market
- Higher reward rates and premium privileges
Opens the partner’s official application pageDownload product PDF
Fees, rewards and eligibility shown below are decided solely by HDFC and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- ₹10,000 + taxes
- Annual / Renewal Fee
- ₹10,000 + taxes
- Annual Fee Waiver Condition
- Renewal fee waived on ₹8 lakh annual spends.
- Interest Rate / Finance Charge
- 1.99% per month (23.88% p.a.) on cited current fee page.
- Late Payment Charges
- As per current HDFC Bank MITC / statement balance slab; see official MITC for current slabs.
- Forex Markup Fee
- DCC markup 2%; foreign-currency markup as per current product/MITC.
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Generally 18+; exact upper age / income is product and underwriting dependent.
- Employment Type
- Salaried / self-employed, subject to bank underwriting.
- Documents Required
- PAN, identity proof, address proof and income proof such as salary slips/Form 16/ITR/bank statements, as applicable.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Frequently asked questions
What are the joining and annual fees for the HDFC Diners Black credit card? ▾
Joining fee: ₹10,000 + taxes. Annual fee: ₹10,000 + taxes. Fee waiver: Renewal fee waived on ₹8 lakh annual spends..
Who is eligible for the HDFC Diners Black credit card? ▾
Generally 18+; exact upper age / income is product and underwriting dependent. Salaried / self-employed, subject to bank underwriting.
What is the forex markup fee on the HDFC Diners Black credit card? ▾
DCC markup 2%; foreign-currency markup as per current product/MITC.