HDFC · Credit CardRange
HDFC Credit Cards Credit Card — Range Overview
Official product: HDFC Bank — Credit Cards
- Simple, no-frills card built for everyday spending
Opens the partner’s official application pageDownload product PDF
This listing covers HDFC’s credit card range generally, rather than one specific card — exact fees, rewards and eligibility vary by the individual card variant you choose. See the specific HDFC cards below, or the official page, for exact terms.
Fees & Charges
- Joining Fee
- Not disclosed by issuer — check official card page
- Annual / Renewal Fee
- Not disclosed by issuer — check official card page
- Annual Fee Waiver Condition
- Not disclosed by issuer — check official card page
- Interest Rate / Finance Charge
- 3.6% per month (43.2% p.a.) on many current HDFC consumer cards; card-specific MITC/product terms prevail.
- Late Payment Charges
- As per current HDFC Bank MITC / statement balance slab; see official MITC for current slabs.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Generally 18+; exact upper age / income is product and underwriting dependent.
- Employment Type
- Salaried / self-employed, subject to bank underwriting.
- Documents Required
- PAN, identity proof, address proof and income proof such as salary slips/Form 16/ITR/bank statements, as applicable.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Before you apply
Frequently asked questions
Who is eligible for the HDFC Credit Cards credit card? ▾
Generally 18+; exact upper age / income is product and underwriting dependent. Salaried / self-employed, subject to bank underwriting.