Bank of Baroda · Credit Card

Bank of Baroda Premier Credit Card

Official product: BOBCARD PREMIER

Everyday

Elevated privileges for regular spenders
Simple, no-frills card built for everyday spending

Opens the partner’s official application pageDownload product PDF

Fees, rewards and eligibility shown below are decided solely by Bank of Baroda and can change without notice — always confirm current terms on the official page before applying.

Fees & Charges

Joining Fee: ₹0 under current Sep 2026 offer
Annual / Renewal Fee: ₹1,000 from 2nd year
Annual Fee Waiver Condition: Renewal fee waived on ₹1.2 lakh annual spend.
Interest Rate / Finance Charge: Product-specific; Eterna revised to 3.75% per month (45% p.a.) effective July 2026; refer BOBCARD MITC for each card.
Late Payment Charges: Current BOBCARD FAQ: Nil <₹100; ₹100 ₹100–₹500; ₹400 ₹501–₹1,000; ₹750 ₹1,001–₹10,000; ₹950 ₹10,001–₹25,000; ₹1,100 ₹25,001–₹50,000; ₹1,300 above ₹50,000.
Forex Markup Fee: 3.5%

Rewards, Travel & Lifestyle

Reward / Cashback Rate: Accelerated rewards on travel/dining under current product programme.
Reward / Cashback Cap: Not disclosed by issuer — check official card page
Welcome Benefits: Not disclosed by issuer — check official card page
Domestic Lounge Access: Not disclosed by issuer — check official card page
International Lounge Access: Not disclosed by issuer — check official card page
Lounge Unlock / Spend Condition: Not disclosed by issuer — check official card page
Fuel Surcharge Waiver: 1% waiver; max ₹250/statement.

Eligibility & Documents

Minimum Income / Eligibility: Not disclosed by issuer — check official card page
Age Eligibility: Product-specific; e.g. Eterna official material states 25–55 years.
Employment Type: Salaried / self-employed subject to BOBCARD underwriting.
Documents Required: Photo, PAN, address proof and income proof/bank statements as applicable.

Official Sources & Verification

Official card page →Official MITC / Schedule of Charges →

Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked

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Frequently asked questions

What are the joining and annual fees for the Bank of Baroda Premier credit card? ▾

Joining fee: ₹0 under current Sep 2026 offer. Annual fee: ₹1,000 from 2nd year. Fee waiver: Renewal fee waived on ₹1.2 lakh annual spend..

What rewards or cashback does the Bank of Baroda Premier credit card offer? ▾

Accelerated rewards on travel/dining under current product programme.

Who is eligible for the Bank of Baroda Premier credit card? ▾

Product-specific; e.g. Eterna official material states 25–55 years. Salaried / self-employed subject to BOBCARD underwriting.

What is the forex markup fee on the Bank of Baroda Premier credit card? ▾

3.5%