Bank of Baroda · Credit Card
Bank of Baroda Easy Credit Card
Official product: BOBCARD EASY
- No-fuss entry-level card with everyday benefits
- Simple, no-frills card built for everyday spending
Opens the partner’s official application pageDownload product PDF
Fees, rewards and eligibility shown below are decided solely by Bank of Baroda and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- ₹500 standard
- Annual / Renewal Fee
- ₹500 standard
- Annual Fee Waiver Condition
- Standard renewal waiver on ₹35,000 annual spend.
- Interest Rate / Finance Charge
- Product-specific; Eterna revised to 3.75% per month (45% p.a.) effective July 2026; refer BOBCARD MITC for each card.
- Late Payment Charges
- Current BOBCARD FAQ: Nil <₹100; ₹100 ₹100–₹500; ₹400 ₹501–₹1,000; ₹750 ₹1,001–₹10,000; ₹950 ₹10,001–₹25,000; ₹1,100 ₹25,001–₹50,000; ₹1,300 above ₹50,000.
- Forex Markup Fee
- 3.5%
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Product-specific; e.g. Eterna official material states 25–55 years.
- Employment Type
- Salaried / self-employed subject to BOBCARD underwriting.
- Documents Required
- Photo, PAN, address proof and income proof/bank statements as applicable.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Frequently asked questions
What are the joining and annual fees for the Bank of Baroda Easy credit card? ▾
Joining fee: ₹500 standard. Annual fee: ₹500 standard. Fee waiver: Standard renewal waiver on ₹35,000 annual spend..
Who is eligible for the Bank of Baroda Easy credit card? ▾
Product-specific; e.g. Eterna official material states 25–55 years. Salaried / self-employed subject to BOBCARD underwriting.
What is the forex markup fee on the Bank of Baroda Easy credit card? ▾
3.5%