Axis Bank · Credit Card

Axis Bank LIC Platinum Credit Card

Official product: LIC Axis Bank Platinum Credit Card

Co-branded

Positioned for LIC premium payments
Rewards on insurance-linked spends
Bonus rewards when you spend with the partner brand

Opens the partner’s official application pageDownload product PDF

Fees, rewards and eligibility shown below are decided solely by Axis Bank and can change without notice — always confirm current terms on the official page before applying.

Fees & Charges

Joining Fee: ₹0
Annual / Renewal Fee: ₹0
Annual Fee Waiver Condition: Not required — no joining/annual fee
Interest Rate / Finance Charge: 3.75% per month (55.55% p.a.) on the cited current Axis consumer card pages.
Late Payment Charges: Nil up to ₹500; ₹500 for ₹501–₹5,000; ₹750 for ₹5,001–₹10,000; ₹1,200 for ₹10,001–₹50,000; ₹1,300 above ₹50,000; +₹100 for repeated MAD default, per current cited Axis pages.
Forex Markup Fee: Not disclosed by issuer — check official card page

Rewards, Travel & Lifestyle

Reward / Cashback Rate: 2 EDGE Reward Points/₹100 on LIC premium and foreign-currency spends; 1 point/₹100 on other eligible spends.
Reward / Cashback Cap: Not disclosed by issuer — check official card page
Welcome Benefits: Not disclosed by issuer — check official card page
Domestic Lounge Access: Not disclosed by issuer — check official card page
International Lounge Access: Not disclosed by issuer — check official card page
Lounge Unlock / Spend Condition: Not disclosed by issuer — check official card page
Fuel Surcharge Waiver: 1% fuel surcharge waiver on ₹400–₹4,000; max ₹400/month.

Eligibility & Documents

Minimum Income / Eligibility: Not disclosed by issuer — check official card page
Age Eligibility: 18–70 years; resident Indian.
Employment Type: Resident Indian; salaried/self-employed subject to underwriting.
Documents Required: PAN, photo, income proof (salary slip/Form 16/ITR) and residence/identity proof such as Aadhaar/passport/DL, as applicable.

Official Sources & Verification

Official card page →Official MITC / Schedule of Charges →

Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked

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Frequently asked questions

What are the joining and annual fees for the Axis Bank LIC Platinum credit card? ▾

Joining fee: ₹0. Annual fee: ₹0. Fee waiver: Not required — no joining/annual fee.

What rewards or cashback does the Axis Bank LIC Platinum credit card offer? ▾

2 EDGE Reward Points/₹100 on LIC premium and foreign-currency spends; 1 point/₹100 on other eligible spends.

Who is eligible for the Axis Bank LIC Platinum credit card? ▾

18–70 years; resident Indian. Resident Indian; salaried/self-employed subject to underwriting.