Axis Bank · Credit Card
Axis Bank Amex Privilege Credit Card
Official product: Axis Bank Privilege Credit Card (source row says Amex Privilege)
- Premium privileges on a wide acceptance network
- Elevated rewards for high spenders
- Higher reward rates and premium privileges
Fees, rewards and eligibility shown below are decided solely by Axis Bank and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- ₹1,500
- Annual / Renewal Fee
- ₹1,500
- Annual Fee Waiver Condition
- Annual fee waived on ₹5 lakh spends in preceding year.
- Interest Rate / Finance Charge
- 3.75% per month (55.55% p.a.) on the cited current Axis consumer card pages.
- Late Payment Charges
- Nil up to ₹500; ₹500 for ₹501–₹5,000; ₹750 for ₹5,001–₹10,000; ₹1,200 for ₹10,001–₹50,000; ₹1,300 above ₹50,000; +₹100 for repeated MAD default, per current cited Axis pages.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Rewards, Travel & Lifestyle
- Reward / Cashback Rate
- Not disclosed by issuer — check official card page
- Reward / Cashback Cap
- Not disclosed by issuer — check official card page
- Welcome Benefits
- 12,500 EDGE Reward Points worth ₹2,500 after joining-fee payment and first transaction within 30 days.
- Domestic Lounge Access
- 2 domestic lounge accesses per calendar quarter
- International Lounge Access
- Not disclosed by issuer — check official card page
- Lounge Unlock / Spend Condition
- Subject to current Axis lounge programme terms.
- Fuel Surcharge Waiver
- Not disclosed by issuer — check official card page
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Primary cardholder generally 18–70 years on current Axis product pages; product-specific criteria prevail.
- Employment Type
- Resident Indian; salaried/self-employed subject to underwriting.
- Documents Required
- PAN, photo, income proof (salary slip/Form 16/ITR) and residence/identity proof such as Aadhaar/passport/DL, as applicable.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Frequently asked questions
What are the joining and annual fees for the Axis Bank Amex Privilege credit card? ▾
Joining fee: ₹1,500. Annual fee: ₹1,500. Fee waiver: Annual fee waived on ₹5 lakh spends in preceding year..
Who is eligible for the Axis Bank Amex Privilege credit card? ▾
Primary cardholder generally 18–70 years on current Axis product pages; product-specific criteria prevail. Resident Indian; salaried/self-employed subject to underwriting.
Does the Axis Bank Amex Privilege credit card offer airport lounge access? ▾
Domestic: 2 domestic lounge accesses per calendar quarter Subject to current Axis lounge programme terms.