AU Bank · Credit Card
AU Bank Zenith Credit Card
- Premium tier with elevated reward rates
- Priority privileges for higher spenders
- Higher reward rates and premium privileges
Opens the partner’s official application pageDownload product PDF
Fees, rewards and eligibility shown below are decided solely by AU Bank and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- ₹7,999
- Annual / Renewal Fee
- ₹7,999
- Annual Fee Waiver Condition
- First-year fee reversal: ₹1.25 lakh in first 90 days; renewal waiver: ₹5 lakh annual spend.
- Interest Rate / Finance Charge
- As per AU Small Finance Bank current credit-card MITC / Schedule of Charges.
- Late Payment Charges
- As per AU Small Finance Bank current credit-card MITC / Schedule of Charges.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Rewards, Travel & Lifestyle
- Reward / Cashback Rate
- Not disclosed by issuer — check official card page
- Reward / Cashback Cap
- Not disclosed by issuer — check official card page
- Welcome Benefits
- Not disclosed by issuer — check official card page
- Domestic Lounge Access
- Not disclosed by issuer — check official card page
- International Lounge Access
- 2 international lounge visits per quarter (subject to current AU terms)
- Lounge Unlock / Spend Condition
- Spend criteria apply per current AU lounge T&C.
- Fuel Surcharge Waiver
- 1% fuel surcharge waiver; max ₹1,000/statement
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Product-specific; bank underwriting applies.
- Employment Type
- Salaried / self-employed, subject to bank underwriting.
- Documents Required
- PAN/KYC, address/identity and income documents as applicable.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Frequently asked questions
What are the joining and annual fees for the AU Bank Zenith credit card? ▾
Joining fee: ₹7,999. Annual fee: ₹7,999. Fee waiver: First-year fee reversal: ₹1.25 lakh in first 90 days; renewal waiver: ₹5 lakh annual spend..
Who is eligible for the AU Bank Zenith credit card? ▾
Product-specific; bank underwriting applies. Salaried / self-employed, subject to bank underwriting.
Does the AU Bank Zenith credit card offer airport lounge access? ▾
International: 2 international lounge visits per quarter (subject to current AU terms) Spend criteria apply per current AU lounge T&C.