AU Bank · Credit Card
AU Bank Altura Credit Card
- Everyday rewards with airport lounge access on eligible spends
- Simple, no-frills card built for everyday spending
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Fees, rewards and eligibility shown below are decided solely by AU Bank and can change without notice — always confirm current terms on the official page before applying.
Fees & Charges
- Joining Fee
- ₹199
- Annual / Renewal Fee
- ₹199
- Annual Fee Waiver Condition
- First-year fee reversal: ₹10,000 in first 90 days; renewal waiver: ₹40,000 annual spend.
- Interest Rate / Finance Charge
- As per AU Small Finance Bank current credit-card MITC / Schedule of Charges.
- Late Payment Charges
- As per AU Small Finance Bank current credit-card MITC / Schedule of Charges.
- Forex Markup Fee
- Not disclosed by issuer — check official card page
Rewards, Travel & Lifestyle
- Reward / Cashback Rate
- Not disclosed by issuer — check official card page
- Reward / Cashback Cap
- Not disclosed by issuer — check official card page
- Welcome Benefits
- Not disclosed by issuer — check official card page
- Domestic Lounge Access
- Not disclosed by issuer — check official card page
- International Lounge Access
- Not disclosed by issuer — check official card page
- Lounge Unlock / Spend Condition
- Not disclosed by issuer — check official card page
- Fuel Surcharge Waiver
- Fuel waiver per AU schedule; max ₹100/statement
Eligibility & Documents
- Minimum Income / Eligibility
- Not disclosed by issuer — check official card page
- Age Eligibility
- Product-specific; bank underwriting applies.
- Employment Type
- Salaried / self-employed, subject to bank underwriting.
- Documents Required
- PAN/KYC, address/identity and income documents as applicable.
Official Sources & Verification
Last verified: 2026-09-12. Verified from official source(s); undisclosed fields explicitly marked
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Frequently asked questions
What are the joining and annual fees for the AU Bank Altura credit card? ▾
Joining fee: ₹199. Annual fee: ₹199. Fee waiver: First-year fee reversal: ₹10,000 in first 90 days; renewal waiver: ₹40,000 annual spend..
Who is eligible for the AU Bank Altura credit card? ▾
Product-specific; bank underwriting applies. Salaried / self-employed, subject to bank underwriting.